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HVAC costs by state: where homeowners pay the most

A typical 2026 HVAC install — averaging a furnace replacement and central AC — runs about $7,100 nationally. But state by state the bill swings hard: Hawaii tops the list at roughly $8,150 (+15%), while North Dakota is the most affordable at about $6,800 (-4%).

By Costadia EditorialUpdated June 2026Method: BEA RPP · IECC · permits
Key findings

What the data shows

  • The most expensive state for HVAC work in 2026 is Hawaii, at about $8,150 for a typical furnace-plus-AC project.
  • The most affordable is North Dakota at roughly $6,800 — a 20% gap between the two.
  • Figures are population-weighted across each state's cities, so they reflect where people actually live, not just one metro.
  • High-cost states are driven by elevated local labor rates; climate plays a secondary role since furnace and AC costs partly offset between cold and hot zones.
Full ranking

All 51 states by 2026 HVAC cost

Population-weighted average of furnace replacement + central AC, localized per city. Tap a state for its city-level guide.

#StateTypical 2026 rangevs. U.S. avg
1Hawaii1 city analyzed$5,400$10,800+15%
2California212 cities analyzed$5,250$10,450+11%
3District of Columbia1 city analyzed$5,200$10,400+10%
4New Jersey22 cities analyzed$5,200$10,400+10%
5New York17 cities analyzed$5,200$10,350+10%
6Washington28 cities analyzed$5,200$10,400+10%
7Florida73 cities analyzed$5,150$10,350+10%
8Massachusetts36 cities analyzed$5,200$10,250+10%
9New Hampshire3 cities analyzed$5,150$10,200+9%
10Oregon14 cities analyzed$5,100$10,200+8%
11Arizona25 cities analyzed$5,050$10,150+7%
12Vermont1 city analyzed$5,100$10,050+7%
13Maine1 city analyzed$5,050$10,000+7%
14Illinois52 cities analyzed$5,000$9,900+6%
15Rhode Island6 cities analyzed$5,050$9,950+6%
16Alaska1 city analyzed$5,000$9,900+5%
17Colorado21 cities analyzed$4,950$9,850+5%
18Connecticut15 cities analyzed$5,000$9,900+5%
19Maryland7 cities analyzed$4,900$9,750+4%
20Minnesota24 cities analyzed$4,900$9,750+4%
21Nevada6 cities analyzed$4,850$9,800+4%
22Texas83 cities analyzed$4,900$9,800+4%
23Georgia18 cities analyzed$4,850$9,750+3%
24South Carolina12 cities analyzed$4,850$9,750+3%
25Delaware2 cities analyzed$4,850$9,650+2%
26Pennsylvania13 cities analyzed$4,850$9,600+2%
27Virginia17 cities analyzed$4,850$9,650+2%
28Louisiana9 cities analyzed$4,750$9,500+1%
29Michigan31 cities analyzed$4,750$9,400±0%
30North Carolina22 cities analyzed$4,750$9,450±0%
31Utah19 cities analyzed$4,750$9,450±0%
32Alabama12 cities analyzed$4,650$9,400±0%
33Wisconsin20 cities analyzed$4,700$9,350±0%
34Idaho8 cities analyzed$4,650$9,250−1%
35Missouri16 cities analyzed$4,650$9,250−1%
36Tennessee17 cities analyzed$4,700$9,300−1%
37Wyoming2 cities analyzed$4,650$9,300−1%
38Indiana21 cities analyzed$4,650$9,250−2%
39Mississippi6 cities analyzed$4,600$9,300−2%
40Montana4 cities analyzed$4,650$9,200−2%
41New Mexico7 cities analyzed$4,600$9,200−2%
42Ohio33 cities analyzed$4,650$9,250−2%
43Kansas11 cities analyzed$4,600$9,150−2%
44Kentucky5 cities analyzed$4,600$9,200−2%
45Nebraska4 cities analyzed$4,600$9,200−2%
46Oklahoma11 cities analyzed$4,600$9,150−2%
47Iowa13 cities analyzed$4,550$9,100−3%
48South Dakota2 cities analyzed$4,600$9,100−3%
49West Virginia2 cities analyzed$4,550$9,100−3%
50Arkansas10 cities analyzed$4,550$9,050−4%
51North Dakota4 cities analyzed$4,550$9,050−4%

Want a city-specific number? Explore HVAC costs or browse all cities.

How we calculated this

Figures are localized 2026 planning estimates — not quotes. We start from researched national price ranges, then adjust each location for local labor rates (U.S. Bureau of Economic Analysis Regional Price Parities), climate zone (IECC) and typical permit fees. Full method on our methodology page.

Cite this analysis

Costadia analysis of 2026 HVAC costs (furnace + central AC) for all 51 U.S. states, population-weighted across cities and localized using U.S. Bureau of Economic Analysis Regional Price Parities.

https://costadia.com/research/hvac-cost-by-state

Free to cite and reference with a link to Costadia. Journalists — see our methodology & sources.